Build or Re-build Your Credit

In today's world, having a good credit score is critical to being able to achieve your goals. Whether you want to rent an apartment, purchase a home or finance a car, you will need some sort of credit. 

If you don't have a credit history or your credit has been damaged, you may benefit from our Credit Booster Certificate of Deposit Loan.

A Credit Booster loan is different from a traditional loan. With a Credit Booster loan, you make fixed payments to your loan and then get access to the loan amount at the end of the loan term—instead of borrowing upfront and paying it back over time.

Here's how it works:

1. Apply online or visit a branch
2. Once you're approved, we'll open a Certificate of Deposit (CD) with the loan amount
3. As you you make your monthly payments, we will report your success to the credit bureaus
4. At the end of the term, the principal and all the interest you've earned will be yours to keep to help you save for the future

Additional restrictions and fees may apply. Business accounts are not eligible. Please see a banker for complete details.