Your Primary Link to Us, Your Bank
A checking account is more than just a way to pay bills…it’s your lifeline - how you access the money you work hard to earn.
All Midwest BankCentre checking accounts offer:
- Online Banking and Bill Pay
- Mobile Banking with optional Mobile Deposit
- Visa® Debit Card with EMV built-in chip technology
- Surcharge-Free ATM access at over 20,000 MoneyPass® ATMs nationwide
- eDocs - an electronic version of your statements with check images simply emailed to you
Open a Midwest BankCentre checking account online in minutes!
Compare our checking accounts*:
| Student | Basic Checking | Rewards Checking | Max Rewards Checking | Horizon 55 Checking | |
|---|---|---|---|---|---|
| Minimum to open | $25.00 | $50.00 | $50.00 | $50.00 | $50.00 |
| Account Requirements |
No minimum balance
requirements
For students 18 & up. Minors aged 13-17 will receive abbreviated benefits
|
$250 average monthly monthly balance;
Or $500 inclusive deposit balances;
Or monthly direct
deposit
|
$2,500 average
monthly balance; Or $10,000 inclusive deposit balances
|
$5,000.00 average
daily balance; Or $20,000 inclusive deposit balances
|
$2,500 average daily balance; or $10,000 inclusive deposit balances
|
| Monthly Service Fee | $0.00 |
$2.50
When balance / direct deposit requirements are not met
|
$10.00
When balance requirements are not met
|
$15.00
When balance requirements are not met
|
$8.00 when balance requirements are not met
|
| Checks | Customer Expense |
Customer Expense | One Free Box / Year | Two Free Boxes / Year | One Free Box / Year |
| Safe Deposit Box | Customer Expense | Customer Expense | 25% Discount | No Cost | 25% Discount |
| Earns Interest | No | No | No |
Yes
|
No
|
| Open Account | Open Account | Open Account | Open Account | Please visit your local branch to open this account. |
| Account Product Name | Tiers | Interest Rate1 | APY |
|---|---|---|---|
| Max Rewards Checking | $0 - $5000 | 0.05 | 0.05 |
| $5000.01 - $500,000 | 0.20 | 0.20 | |
| $500,000.01 and up | 0.25 | 0.25 |
*This is an abbreviated list of our most popular checking accounts. Other restrictions may apply. Other benefits may be included. See a banker for details.
1 Rates shown apply to daily balances indicated. The interest rates for Max Rewards may change after account opening. Daily balance refers to the amount of the principal in the account each day.
*APY is the Annual Percentage Yield.
* Rates effective as of 2/3/23 and are subject to change without notice. Fees may reduce earning.
