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Personal Emergency Assistance Loan St. Louis

Home Personal

Midwest BankCentre’s Emergency Assistance Loan


Helping our community in times of need. 


When disaster strikes, we're here to help.

The Midwest BankCentre Emergency Assistance Loan is designed to help our community members in times of need. If you have been affected by a natural disaster, we offer this unsecured loan with no payments for the first 45 days to help you get back on your feet.


What is the Emergency Assistance Loan?

The Emergency Assistance Loan is an unsecured loan of up to $5,000 with no application fees. The loan has a fixed interest rate and no payments for the first 45 days. This gives you time to get back on your feet after a disaster without having to worry about making loan payments.

Who is eligible for the Emergency Assistance Loan?

You are eligible for the Emergency Assistance Loan if you:

  • Are a resident of the Midwest BankCentre service area
  • Have been affected by a natural disaster (flood, fire, etc.)

What can I use the Emergency Assistance Loan for?

The Emergency Assistance Loan can be used to cover a variety of expenses related to a natural disaster, including:

  • Home repairs
  • Food and clothing
  • Transportation
  • Medical expenses

How do I apply for the Emergency Assistance Loan?

To apply for the Emergency Assistance Loan, please visit us at your nearest Midwest BankCentre branch or call us at 1-800-800-5000. You can also apply online at [website address].

We're here to help

At Midwest BankCentre, we understand that natural disasters can be devastating. We are committed to helping our community members recover from these disasters. We offer a variety of resources to help you, including the Emergency Assistance Loan.

Please contact us today to learn more about how we can help.

Loan Type APR* Range Loan Amount
Unsecured Emergency Assistance Loan 7.00% APR* for 3 months, 8.50% APR* for the remaining term
Loan amounts  from $1,500 up to $10,000
 Apply Now

Payday Alternative Loan

Do you find yourself needing cash, but you can’t get a loan from your bank? You aren’t alone. Almost 12 million Americans use payday loans annually and they aren’t cheap: the average payday loan carries an annual percentage rate between 300-500%, generally comes due in just two weeks, and consumes an average of one-third of a borrower’s next paycheck.

We Can Help.

Midwest BankCentre offers a Payday Alternative Loan:
 
  • Loans from $100 to $1,000
  • Various term options are available.

Please call us at (314)-631-5500, or (800) 894-1350 to get started. 
 
Midwest BankCentre was built upon the foundation of strong relationships in the St. Louis Community. From our humble roots in 1906, we’ve worked enthusiastically with our customers and community partners to build up our region.  We’re not trying to be the biggest bank, just create the biggest impact in the communities we call home. We believe in the power of Dreaming Big & Rising Together®.


*APR (Annual Percentage Rate) is effective up to 3 months from closing date is and is available for loan amounts up to $10,000. Loan is subject to credit and underwriting approval. Loan amount is based on credit history. Loan is for a term of three (3) years. Rates and terms are subject to change. Member FDIC. Equal Housing Lender. NMLS #685869.