Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• Account Balances and Transaction history
• Payment history and Credit History

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Midwest BankCentre chooses to share; and whether you can limit this sharing.

Reason We Share Your Personal Information	Does Midwest BankCentre Share my Info	Can You Limit This Sharing?
Everyday business purposes; such as to process transactions, maintain accounts, respond to court orders and legal investigations, or report to credit bureaus	Yes	No
Marketing purposes; such as offering products and services	Yes	No
Joint marketing with other financial companies and institutions	Yes	No
Affiliates’ everyday business purposes; such as information about your transactions and experiences, and information about creditworthiness	No	N/A
Nonaffiliated marketing companies	No	N/A

Questions? Call (314) 631-5500 or (800) 894-1350

How does Midwest BankCentre protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Midwest BankCentre collect my personal information?

We collect your personal information, for example, when you:

• Open an account or make deposits or withdrawals from your account
• Show your government-issued ID or provide employment information
• Apply for a loan

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit sharing of my personal information?

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

---

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

Midwest BankCentre does not share with our affiliates (Midwest BankCentre, Inc, Midwest BankCentre Insurance Agency, LLC.)

Non-Affiliates: Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

Midwest BankCentre does not share with non-affiliates for marketing purposes.

Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Midwest BankCentre joint marketing partners include entities such as wealth management companies and credit card companies.