Personal Credit Cards
We recognize that everyone has different spending habits, which is why we offer a variety of consumer credit cards to fit various lifestyles. Our credit cards offer the financial flexibility you need and are accepted worldwide, providing convenience and peace of mind wherever you go.
Need to report your card lost or stolen? Call (855) 674-7637
Boost your credit and enjoy purchases with a Midwest BankCentre credit card.
With a Midwest BankCentre Mastercard®, you can choose from various features, including low rates and cash back rewards on every purchase. View our options below and find the card that’s best for you.
Midwest BankCentre Mastercard Platinum
- Special six-month Financing
- Special introductory APR on purchases and balance transfers for six months+
- Lower APR for those that carry a balance from month to month
- Balance transfers subject to available credit
Midwest BankCentre Mastercard Platinum REWARDS
- Earn 1% cash back for every $1 you spend1
- Redeem cash back rewards in the form of credit on your credit card statement or a deposit into your Midwest BankCentre checking account
- Earn a one-time bonus of $50 cash back after spending $1,000 within the first 3 months
Midwest BankCentre Mastercard World with REWARDS
- Earn 1% cash back for every $1 you spend1
- Earn 3% cash back for every dollar spend on travel (airfare, hotel, car rental) and dining, 2% on gasoline and 1% cash back on everything else.3
- Earn a one-time $500 cash back bonus after spending $5,000 in the first 3 months2
Midwest BankCentre Low Rate Mastercard Platinum
- Our lowest APR credit card
- Special balance transfer offer for new accounts+
- Great option for transferring balances from high rate credit cards
- Balance transfers subject to available credit
All credit cards are subject to credit approval. Ask for details.
Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.
+See Terms & Conditions for details.
1For details on Rewards Program, please visit: midwestbankcentre.myapexcard.com. Rewards options are subject to change without notice.
2Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
3We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.
Why choose a Midwest BankCentre Mastercard?
24/7 Customer Service
A representative is always standing by to answer questions or provide help.
Multiple Payment Options
Convenient, flexible payment options including automatic debit, online banking, or by mail.
Online Access to Accounts
Easily track transactions, make payments, and manage your accounts from anywhere, at any time.
Paperless Statements
Reduce clutter and stay organized with secure, eco-friendly online statements.
Family Benefits
Accounts include additional cards for other family members at no cost.
MYAPEX CARD MOBILE APP
Manage your credit card accounts wherever you go.
With the myApex Card mobile app, you can check your account balances, make a payment, and lock or unlock your card all from your smartphone. Stay on top of daily spending by limiting the amount that can be spent per day or per transaction, and sign up to receive alerts for online, phone, mail or international purchases.
Download the myApex Card mobile app today!
FAQs
At Midwest BankCentre, we’re here to provide the information and support you need to select the best credit card for your financial goals. Explore our FAQs to find answers to common questions and gain valuable insights into our personal credit card offerings.
How do I apply for a personal credit card?
You can apply for a personal credit card online, calling one of our trusted advisors, or stopping by one of our branches. The application process is straightforward and quick.
What credit score do I need to qualify for a Midwest BankCentre credit card?
To qualify for a Midwest BankCentre credit card, a good credit score, typically 670 or higher, is generally recommended. However, exact requirements may vary depending on the specific card and other financial factors.
How do cash back rewards work?
As a bank rewards credit cardholder, you can enjoy benefits that provide convenience, security, and easy access to support. You’ll earn 1% cash back for every dollar you spend. You can redeem your cash back for statement credits or deposit it directly into your Midwest BankCentre checking account. Plus, there’s no limit on the amount of cash back you can earn.
How can I increase my credit limit?
To increase your credit limit on a Midwest BankCentre credit card, you can request a limit increase by contacting customer service. Approval typically depends on factors like your credit score, income, payment history, and overall account standing.
Learn more about our cash back rewards.
Discover how you can earn unlimited 1% cash back on every purchase. Speak with a credit card specialist and learn how our rewards program can work for you.