Business Credit Cards
At Midwest BankCentre, we offer business credit cards tailored to meet your company’s financial needs. Our cards provide the flexibility, rewards, and tools to manage your expenses effectively. Whether you want to streamline purchases, earn rewards, or track spending, our business credit cards have you covered. Explore our options to find the perfect card for your business goals and stay ahead in today’s market.
Need to report your card lost or stolen? Call (833) 674-7637
Build business credit and streamline spending with a Midwest BankCentre credit card.
With a Midwest BankCentre Mastercard®, you can choose from various features, including low rates and cash back rewards on every purchase. View our options below and find the card that’s best for your business.
Midwest BankCentre Mastercard® Business Platinum
- Special introductory APR on purchases and balance transfers for 6 months+
- Lower APR for those that carry a balance from month-to-month
Midwest BankCentre Mastercard Business Platinum REWARDS
- Cash Back Rewards – Pay no annual fee+ to enjoy rewards for your spending1
- A great all-around rewards card that consistently provides 1% cash back for every dollar in purchases
- Redeem cash back rewards for a credit to your billing statement or a deposit to your Midwest BankCentre checking account
Midwest BankCentre Mastercard Business World Elite with REWARDS
- Earn 1% cash back for every $1 you spend1
- Earn 3% cash back for every dollar spend on travel (airfare, hotel, car rental) and dining, 2% on gasoline and 1% cash back on everything else3
- Earn a one-time $500 cash back bonus after spending $5,000 in the first 3 months2
Midwest BankCentre Mastercard Business Low Rate Platinum
- Our lowest APR credit card
- Special balance transfer offer for new accounts+
- Great option for transferring balances from high rate credit cards
All credit cards are subject to credit approval. Ask for details.
Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.
+See Terms & Conditions for details
1For details on Rewards Program, please visit: midwestbankcentre.myapexcard.com. Rewards options are subject to change without notice.
2Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
3We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.
credit card options
Do you need help repairing or establishing credit? Contact us to learn more about a Secured Business Platinum credit card. We also offer a Secured Purchasing Credit Card.
Looking for a way to manage your company’s fleet expenses? Click here to learn about the benefits of a Midwest BankCentre Fleet Card. Contact us for more information or an application.
Why choose a Midwest BankCentre Mastercard?
24/7 Customer Service
A representative is always standing by to answer questions or provide help.
Multiple Payment Options
Convenient, flexible payment options including automatic debit, online banking, or by mail.
Online Access to Accounts
Easily track transactions, make payments, and manage your accounts from anywhere, at any time.
Paperless Statements
Reduce clutter and stay organized with secure, eco-friendly online statements.
Employee Cards
Accounts include additional cards for authorized employees at no cost.
MYAPEX CARD MOBILE APP
Manage your credit card accounts wherever you go.
With the myApex Card mobile app you can check your account balances, make a payment, and lock or unlock your card all from your smartphone. Get peace of mind when you sign up to receive alerts for online, phone, mail or international purchases. Stay on top of daily spending by limiting the amount that can be spent per day or per transaction.
FAQs
At Midwest BankCentre, we’re here to provide the information and support you need to select the best credit card for your business needs. Explore our FAQs to find answers to common questions and gain valuable insights into our business credit card offerings.
How do I apply for a business credit card?
You can apply for a business credit card by visiting our website, calling one of our trusted advisors, or stopping by one of our branches. The application process is straightforward and quick.
What credit score do I need to qualify for a Midwest BankCentre business credit card?
To qualify for a Midwest BankCentre business credit card, a good credit score of around 670 or higher is typically recommended. However, approval may also depend on factors like your business’s financial health, income, and overall credit history.
How do cash back rewards work?
As a bank rewards credit cardholder, you can enjoy benefits that provide convenience, security, and easy access to support. You’ll earn 1% cash back for every dollar you spend. You can redeem your cash back for statement credits or deposit it directly into your Midwest BankCentre checking account. Plus, there’s no limit on the amount of cash back you can earn.
How can I increase my credit limit?
To increase the credit limit on your Midwest BankCentre business credit card, you can contact customer service to request a limit increase. Approval will depend on factors such as your business’s credit score, payment history, annual revenue, and overall financial standing.
Learn More About Our Cash Back Rewards.
Discover how you can earn unlimited 1% cash back on every purchase. Speak with a credit card specialist and learn how our rewards program can work for you.