Business Checking
A business checking account is more than just a way to pay bills—it’s your company’s lifeline. It serves as the hub of your financial operations, providing an easy way to manage transactions, payroll, and expenses. We’re here to support your business with flexible, reliable, and efficient checking solutions.
BUSINESS CHECKING ACCOUNTS
Checking solutions for every business.
At Midwest BankCentre, we understand that every business has unique financial needs. That’s why we offer a variety of business checking accounts designed to support your operations and help you manage your finances. Whether you’re a small startup or an established enterprise, our accounts provide flexible options, competitive fees, and convenient features like online banking and mobile deposits.
Small Business Checking
A checking account designed specifically for small businesses and smaller nonprofits with fairly limited transaction volume and the desire for affordability.
Account Details
None1
None
1502
($0.50 fee per transaction after 150)
$5 per month
Foundation Checking
A sophisticated checking account that suits the needs of your rapidly growing business, which processes less than 300 transactions per month.
Account Details
$25
$5,000
3002
($0.45 fee per transaction after 300)
$5 per month
Premium Analysis Checking
An account that lets your business process a large number of transactions monthly and offset per-item fees with an earnings credit.
Account Details
$21 monthly maintenance fee (may be offset by Earnings Credit Allowance3)
$0.12 per deposited item
$0.19 per debit or check paid
$0.45 per credit or deposit
None
Unlimited
$5 per month
Nonprofit Checking
An account designed to help your nonprofit that keeps a higher balance function with a low-cost account that also earns interest.
Account Details
$10
$2,500
Unlimited
$5 per month
Other restrictions may apply. Other benefits may be included. See a banker for details.
1 Some fees may apply. See a Personal Banker for details.
2 A transaction is defined as any debit, credit or deposited item.
3 Customers in the Premium Business Checking are rewarded for retaining higher account balances. Each month, we credit your account with an earnings credit, based on your average account balance. You can use this earnings credit to offset your activity expenses, such as monthly account fees and treasury management fees.
The tools and features your business needs
Additional benefits of a Midwest BankCentre business checking account include:
Free Debit Card
Surcharge Free ATMs
Online Banking and Bill Pay
Mobile Banking and Deposit
Fraud Detection
FAQs
We understand that navigating the world of business banking can be complex. Our goal is to provide clear, concise, and helpful information to ensure you have the support and resources necessary to achieve your financial goals.
How do I open a business checking account?
You can open a business checking account on our website by following the application process, or by contacting one of our bankers who will be happy to assist you.
Are paper statements available for business checking accounts?
Yes, paper statements are available for a fee of $5 per month. However, we also offer free paperless statements for your convenience.
Can I deposit checks remotely with a business checking account?
Yes, we offer Business Remote Deposit services that allow you to deposit checks without visiting a branch.
What fees are associated with business checking accounts?
Fees vary by account type. Common fees include monthly maintenance fees, excess transaction fees, and paper statement fees. For detailed information, please refer to our account comparison chart.
Interested in one of our checking products?
Discover how our tailored solutions can help streamline your finances and support your business growth—contact us today to learn more!