Secured Personal Loans
A loan secured with a Midwest BankCentre CD, savings account, money market or stock secured. Receive up to 100% of the available balance in the deposit account securing the loan minus any loan fees.
Features & Benefits:
One Lump Sum
Receive all the funds up front and have predictable monthly payments.
Low Interest Rates
Collateral-based loans typically mean lower interest rates.
Build Credit
Improve your credit when you use your account responsibly.
Continue Earning
Keep earning interest in the savings or money market account you use to secure the loan.
Midwest BankCentre can only accept online applications from current Missouri and Illinois residents.
Contact us at (314)-631-5500 or toll-free at 800-894-1350 if you have any questions about availability in your state.
* Annual Percentage Rates (APR) are effective as of 02/22/2025 and subject to change without notice. Your APR will be determined based on creditworthiness, loan term, loan amount, and age of collateral. Higher rates may apply to older collateral. Must be 18 years or older to apply. Subject to final credit approval.
1APR (Annual Percentage Rate) calculations are based on a $300 Loan Amount with $0 fee(s) for 6 months.
2APR calculations are based on a $300 Loan Amount with $0 fee(s) for 6 months.
3APR calculations are based on a $1,500,000 Loan Amount with $0 fee(s) for 12 months.
Secure your Future Today.
Our suite of secured personal loans allow for financial flexibility today, without sacrificing future earnings. Apply today or connect with us if you have additional questions.