Recreational Use Loans
No matter how you play—by boat, RV, four-wheeler or even jet-ski—we can help finance your fun. Our loans come with low rates and great benefits, so you’ll be ready to hit the road or water in no time at all.
Features & Benefits:
Up to 100% financing & 180-month terms available for qualified borrowers*
Loan amounts from $5,000 to $180,000
New and used recreational vehicles (RVs, campers, trailers, and fifth wheels) up to 10 model years old or newer
Loan Type | Typical APR* Range | Minimum Loan Amount | |
|---|---|---|---|
| New ATV & UTV | 7.50% – 9.75% | $5,000 | APPLY NOW |
| New motorcycles, boats, snowmobiles, campers | 7.50% – 9.75% | $5,000 | APPLY NOW |
| Used motorcycles, boats, snowmobiles (years 2016-2024) | 7.75% – 10.75% | $5,000 | APPLY NOW |
| Used campers (Years 2016-2024) | 7.75% – 10.75% | $5,000 | APPLY NOW |
| New class A – C recreational vehicles (years 2022-2024) | 7.00% – 8.25% | $5,000 | APPLY NOW |
| Used class A – C recreational vehicles (years 2016-2021) | 7.25% – 9.00% | $5,000 | APPLY NOW |
Midwest BankCentre can only accept online applications from current Missouri and Illinois residents.
Contact us at (314)-631-5500 or toll-free at 800-894-1350 if you have any questions about availability in your state.
* Annual Percentage Rates (APR) are effective as of 12/30/2024 and subject to change without notice. Your APR will be determined based on creditworthiness, loan term, loan amount, and age of collateral. Higher rates may apply to older collateral. Must be 18 years or older to apply. Subject to final credit approval.
Finance your next adventure.
Ready to buy your dream “toy”? Our recreational use loans make it easy to finance boats, RVs, motorcycles, and more. Apply today and start enjoying the great outdoors with flexible terms and competitive rates.